First American Title Insurance Company

Please click on a link below to view our company information. We serve the following Washington communities from Seattle to Spokane, including Pierce County, Thurston and Kitsap County communities and:

Tacoma, Puyallup, Sumner, Gig Harbor, Thurston, Olympia-Lacey, Kitsap, Silverdale, Port Orchard, Poulsbo, Bainbridge Island, and Bremerton and beyond.

Settlement & Websigning

Settlement

In Washington state it is called escrow. Escrow is an arrangement in which a neutral third party (First American Escrow Services) takes instruction from buyer and seller to process documentation and handle funds in a real estate transaction.

Each office can provide expert services to complete a sale of property, foreclosure of property, construction loan or refinance. Working in partnership with the realtor, lender and borrower, each title office will utilize their expertise to coordinate the transaction in a professional and smooth manner.

WebSigning

When authorized by a limited Power of Attorney, your customer can log into WebSigning and electronically approve their loan documents at the privacy of their computer - with or without a settlement agent guiding them over the phone.

WebSigning does not require any special equipment to install or complicated software to download. Your customers can log onto WebSigning from any computer at any hour - in one or multiple sessions - it's the most convenient signing option available for loan documents today.

Websigning can be used as a stand alone signing tool or in conjunction with title & settlement products from Lenders Advantage, as an optional alternative to mobile notary signings, on refinance and equity transactions.

Insurance & Home Warranty

First American helps to protect home buyers and homeowners from potential significant costs due to damage to their home, or the costs associated with repairing or replacing a homes systems and appliances, through both homeowners insurance and home warranty products. First American's suite of homeowners insurance and home warranty products offer homeowners both important coverage as well as risk reduction. * o Insurance DP3 o Condo - Townhouse HO6 o RegistryTLC Program o Write Your Own Flood Insurance *

Homeowners Insurance HO3

First American Property & Casualty Insurance Companies offer protection for homes, personal property. Our superior customer service and responsive claims handling performance makes First American a unique value in homeowner's coverage.

First American Specialty Insurance Company's Homeowner's insurance policy provides a comprehensive package of residential and personal property protection for today's homeowners, covering situations such as:

• Fire, including smoke damage
• Windstorm, including hail
• Damage from weight of ice, show or sleet
• Explosions
• Crimes, including theft, vandalism and malicious mischief
• Accidental major leaks or overflow of water
• Check forgeries and credit card fraud

In addition, this policy provides personal liability coverage in the event the homeowner is sued and found legally responsible for damages to another.

The First American Property & Casualty homeowner program has a wide range of coverage, discount, and deductible options that can be tailored to your individual insurance needs.

Home Warranty

First American Home Buyers Protection is one of the nations leading and most experienced home warranty companies. The company provides one year residential service contracts that typically cover the major systems and appliances in resale homes.

The company has over 475,000 contracts in force and will respond to close to one million requests for customer service. The company operates in 46 states and maintains a network of over 7,000 certified contractors.

Home warranty contracts are typically purchased at the time a home is listed for sale, or is sold. In addition, even if the home is not for sale, homeowners can purchase their home warranty directly from the company. Most contracts are eligible for renewal annually. Real estate brokers and agents, home sellers and home buyers all benefit from a First American home warranty.

By offering a First American home warranty on every transaction, the real estate professional is providing clients with exposure to a consumer oriented product that homeowners really use; many First American home warranty clients report two or more claims per year. In addition, First American home warranty coverage can potentially reduce the real estate professional's after sale liability.

Home sellers who offer a home warranty when their home is listed for sale benefit from a First American home warranty by making their home stand out in the marketplace, as the addition of a home warranty may provide their home with a competitive edge.

Home buyers often prefer a home that comes with a year of home warranty protection on the major systems and appliances.

Alliance Home Warranty is a subsidiary of First American Home Buyers Protection and markets home warranty contracts throughout the Northwest and in Nevada.

National Commercial Title / Escrow and Settlement Services

First American's National Commercial Services division serves customers from 13 regional service centers across the nation. Each one offers single-point service for every client, regardless of size, complexity, or geographic diversity of the properties in a transaction.

Our service centers offer expert handling of the simplest commercial transactions to the most complicated multi-property / multi-state transactions, providing personalized and individualized service for every client and every situation.

Experienced underwriting teams, in service centers everywhere, have unlimited national underwriting authority. This guarantees a creative, competent, and client-focused approach to the transaction translating into timely closings and reduced transaction costs.

Environmental ResidentialRisk

ResidentialRisk is a valuable tool screen residential properties nationwide to limit exposure to environmental risk. ResidentialRisk takes into consideration the current and historical uses of a property as well as neighboring properties within a 1-mile radius.

This desktop solution for environmental risk management is ordered on our secure website and delivered directly to customers' e-mail within 10 to 15 minutes. Other features include:

• Nationwide coverage
• Hazardous-waste generators
• Release sites
• Registered underground storage tanks
• Unauthorized disposal sites
• Environmental violations or releases
• Sites under investigation
• Area radon levels
• Flood zone identification
• USGS quadrangles and topographic map

Used by appraisers, lenders, brokers, property managers, buyers, sellers, investors, and environmental managers, the ResidentialRisk report is the environmental risk due diligence tool for all commercial property transactions.